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Keep it secret. Keep it safe.
Put your precious money in a safe place, where you won't be tempted to dip into it, like a Dedicated Savings account. -
Set Up Automatic Withdrawal
AFCU can automatically transfer a predetermined amount of money out of your paycheck and into your savings account (like magic). -
Look into a 401(k)
A portion of your wages can be deposited into your 401(k) account for retirement. Sometimes your employer will match the amount you put in (money for nothin'). -
Get a library card.
Why rent when you can borrow? The library offers DVDs and books that are yours for the taking (just bring them back on time). -
Learn to Cook.
Eating out can be expensive. Eat in and remember to tip your server (put the tip in your savings). -
Buy it used
A second-hand lamp can light up a room just as well as a new one (plus, it's retro).
Savings Advice
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CLAY
Posted 10:06 am o
09/02/2009
If you need help with a savings plan maybe you could look into a dedicated savings. That is the only way that I am able to save and that extra money has really come in handy for me.
Flag as inappropriate sharkness
Posted 9:09 pm o
08/21/2009
One thing that i have done is opened a dedicated savings. I started off just putting $10 in each pay check. I have now worked my way up to putting $50 in each check. I do all my bugdeting with that already taken out of my check. It builds up after awhile.
Flag as inappropriate chingee26
Posted 4:22 pm o
07/20/2009
This is such a hard thing to get used to. 10% seems so small. I can't wait until I can start seeing that number get a little more rewarding!
rcragun
Posted 10:37 am o
07/18/2009
I have noticed as we move in to the electronic age we swipe more often than we know it and end up getting in trouble for it. I have not only started to really watch what I spend but also every time I have a few extra cents in my checking from my purchase I transfer it over to my savings were I wont use it. it adds up REAL fast
Flag as inappropriate Heidi E
Posted 11:29 am o
07/17/2009
The best way I learned about money; spending, saving... etc was to move out on my own. Best thing I ever did. I learned so much and was prepared for married life, well at least in the money dept.
Flag as inappropriate hailey
Posted 11:07 am o
04/25/2009
I learned a good lesson about saving when my friend's husband lost his job. They had to live off their savings for a few months before he found another job. I've tried to be better about saving ever since.
Flag as inappropriate ryanh
Posted 2:15 pm o
04/24/2009
Remember: The amount of money you save is not as important as getting into the habit of saving! Once you have a set habit, watch that money grow!
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